DSCR up to 8 units in Los Olivos, CA

DSCR loan in Los Olivos, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Los Olivos, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Los Olivos, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Los Olivos, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Los Olivos, CA real estate investors have you covered.

Investment Opportunities in Los Olivos, CA

Benefits of DSCR Loan in Los Olivos, California

DSCR loans, or Debt Service Coverage Ratio loans, offer significant advantages to borrowers in Los Olivos, California. These loans provide a more flexible approval process compared to traditional mortgages, making them ideal for self-employed individuals or those with non-traditional income sources.

Moreover, DSCR loans typically have lower down payment requirements, enabling more people to qualify for financing. This can be particularly beneficial in a competitive real estate market like Los Olivos, allowing buyers to make stronger offers and secure their dream homes.

Additionally, DSCR loans offer competitive interest rates and longer loan terms, resulting in lower monthly payments and increased affordability over the life of the loan. This financial flexibility can help borrowers better manage their cash flow and achieve their homeownership goals in Los Olivos.

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