DSCR up to 8 units in Lower Lake, CA

DSCR loan in Lower Lake, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Lower Lake, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Lower Lake, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Lower Lake, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Lower Lake, CA real estate investors have you covered.

Investment Opportunities in Lower Lake, CA

The Benefits of DSCR Loan in Lower Lake, California

DSCR (Debt Service Coverage Ratio) loans offer numerous benefits in Lower Lake, California. These loans are particularly advantageous for real estate investors as they provide a consistent cash flow by ensuring that the property can generate enough income to cover mortgage payments and operating expenses.

Lower Lake, California, is a diverse community with a population that includes families, retirees, and young professionals. The area boasts a moderate climate and proximity to Clear Lake, making it an attractive location for those seeking a peaceful lakeside lifestyle.

The housing market in Lower Lake is stable, with a variety of housing options available at different price points. The median home price is affordable compared to neighboring areas, making it an appealing choice for first-time homebuyers and investors alike.

Some of the main attractions in Lower Lake include Anderson Marsh State Historic Park, where visitors can explore the natural beauty of the area and learn about its rich Native American history. Additionally, the nearby wineries and vineyards offer wine enthusiasts a chance to sample local vintages.

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