DSCR up to 8 units in Loxley, AL

DSCR loan in Loxley, AL is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Loxley, AL, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Loxley, AL

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Loxley, AL can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Loxley, AL real estate investors have you covered.

Investment Opportunities in Loxley, AL

Benefits of DSCR Loan in Loxley, Alabama

DSCR (Debt Service Coverage Ratio) loans offer various advantages to borrowers in Loxley, Alabama. These loans are ideal for real estate investments as they provide flexibility in payment terms, lower interest rates, and higher loan amounts based on property income.

Demographically, Loxley in Baldwin County has a population of approximately 2,300 residents. The town offers a peaceful community environment, with a mix of families and retirees. The cost of living is reasonable, making it an attractive option for those seeking a relaxed lifestyle.

The housing market in Loxley is vibrant, with a range of property options available, from single-family homes to spacious estates. The average home price is competitive, and the market is stable, making it a favorable location for real estate investments supported by DSCR loans.

Main attractions in Loxley include the annual Strawberry Festival, providing entertainment for locals and visitors, as well as outdoor activities like hunting and fishing. The town's proximity to the Gulf Coast offers easy access to beaches and water sports, enhancing the quality of life in the area.

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