DSCR up to 8 units in Loyalton, CA

DSCR loan in Loyalton, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Loyalton, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Loyalton, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Loyalton, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Loyalton, CA real estate investors have you covered.

Investment Opportunities in Loyalton, CA

Benefits of DSCR Loan in Loyalton, California

DSCR loans in Loyalton, California offer numerous benefits for borrowers. These loans are specifically designed for income-producing properties and can provide lower interest rates, longer repayment terms, and higher loan amounts compared to traditional financing options.

Demographics in Loyalton show a small, tight-knit community with a population of approximately 700 residents. The town boasts a peaceful, rural setting with a mix of families, retirees, and young professionals. The area is known for its strong sense of community and friendly atmosphere.

The housing market in Loyalton offers a range of options, from cozy single-family homes to spacious ranch properties. With the help of a DSCR loan, aspiring homeowners can access affordable financing to purchase their dream property in this picturesque town. The stability of the housing market makes it an attractive investment opportunity for buyers and investors alike.

Loyalton is surrounded by stunning natural beauty, including the beautiful Sierra Valley, ideal for outdoor enthusiasts. The town also features local attractions such as the Loyalton Museum, historic buildings, and charming local shops. Residents and visitors can enjoy hiking, fishing, and other recreational activities in the area.

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