DSCR up to 8 units in Lozano, TX

DSCR loan in Lozano, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Lozano, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Lozano, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Lozano, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Lozano, TX real estate investors have you covered.

Investment Opportunities in Lozano, TX

Benefits of DSCR Loan in Lozano, Texas

DSCR (Debt Service Coverage Ratio) loans offer several advantages for residents of Lozano, Texas. These loans provide a more flexible repayment structure, lower interest rates, and higher borrowing limits compared to traditional mortgage loans. Borrowers can use DSCR loans to finance various real estate investments, such as purchasing or renovating properties for rental income.

Demographics: Lozano, Texas, is a small but vibrant community with a diverse population. The majority of residents are Hispanic, creating a rich cultural atmosphere. The cost of living in Lozano is lower than the national average, making it an attractive option for young families, retirees, and individuals looking for affordable housing options.

Housing Market: The housing market in Lozano, Texas, offers a range of options for potential buyers. From single-family homes to multi-unit properties, there are opportunities for both homeowners and real estate investors. The average home price in Lozano is below the state average, making it an affordable market for buyers looking to invest in property.

Main Attractions: Lozano boasts several main attractions that draw visitors and residents alike. The town is known for its scenic parks, historical landmarks, and community events. Whether you enjoy outdoor activities, cultural experiences, or shopping and dining, Lozano offers something for everyone.

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