DSCR up to 8 units in Lucerne Valley, CA

DSCR loan in Lucerne Valley, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Lucerne Valley, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Lucerne Valley, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Lucerne Valley, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Lucerne Valley, CA real estate investors have you covered.

Investment Opportunities in Lucerne Valley, CA

Benefits of DSCR Loans in Lucerne Valley, California

DSCR (Debt-Service Coverage Ratio) loans can offer numerous advantages to borrowers in Lucerne Valley, California. These loans are ideal for real estate investors as they focus on the property's income potential rather than the borrower's personal income. This makes it easier for individuals to qualify for loans based on the property's cash flow.

Demographics

Lucerne Valley, a small community in California, boasts a diverse population with a mix of families, retirees, and nature enthusiasts. The area is known for its scenic landscapes, including the stunning Mojave Desert and the San Bernardino Mountains.

Housing Market

The housing market in Lucerne Valley offers a mix of affordability and investment potential. With the help of DSCR loans, individuals can invest in rental properties or fix-and-flip opportunities, capitalizing on the growing demand for housing in the area.

Main Attractions

Lucerne Valley is a haven for outdoor enthusiasts, with activities such as hiking, off-roading, and camping. The area is also home to the beautiful Big Bear Lake and the renowned Joshua Tree National Park, making it an attractive destination for tourists and residents alike.

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