DSCR up to 8 units in Ludlow, CA

DSCR loan in Ludlow, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Ludlow, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Ludlow, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Ludlow, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Ludlow, CA real estate investors have you covered.

Investment Opportunities in Ludlow, CA

Benefits of DSCR Loan in Ludlow, California

DSCR (Debt-Service Coverage Ratio) loans are a popular financing option in Ludlow, California, offering numerous benefits to borrowers. One of the key advantages is that they are based on the property's income potential rather than the borrower's credit score, making them more accessible to a wider range of investors.

Demographically, Ludlow is a small town located in the Mojave Desert region of San Bernardino County. With a population of approximately 10,000 residents, the town boasts a diverse community with a mix of young professionals, families, and retirees.

In terms of the housing market, Ludlow offers a range of affordable housing options, from single-family homes to rental properties. The median home price in Ludlow is below the national average, making it an attractive location for first-time homebuyers or real estate investors seeking rental properties.

Some main attractions in Ludlow include the Ludlow Castle, a historic landmark that offers guided tours of the town's early settlement history. Additionally, Ludlow is renowned for its outdoor recreational opportunities, with nearby attractions including the Mojave National Preserve and the Kelso Dunes.

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