DSCR up to 8 units in Luling, TX

DSCR loan in Luling, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Luling, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Luling, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Luling, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Luling, TX real estate investors have you covered.

Investment Opportunities in Luling, TX

DSCR Loan Benefits in Luling, Texas

Benefits of DSCR Loan: A DSCR loan, or Debt Service Coverage Ratio loan, offers benefits such as lower down payment requirements, competitive interest rates, and flexibility in qualifying for larger loan amounts. Borrowers can leverage this type of loan for income-producing properties like rental buildings, thereby diversifying their investment portfolio.

Demographics: Luling, a charming city in Texas, boasts a population that is predominantly composed of families and individuals seeking a peaceful yet vibrant community. The city's demographics reflect a mix of ages, with a growing number of young professionals attracted to the area's emerging job opportunities.

Housing Market in Luling: The housing market in Luling is witnessing a steady increase in property values, making it an ideal location for real estate investments. DSCR loans play a vital role in facilitating property purchases and renovations, stimulating growth in the local real estate sector.

Main Attractions: Luling offers a quaint historic downtown area, renowned for its local shops and eateries. The city is also famous for its annual Watermelon Thump festival, drawing tourists from far and wide to enjoy fun-filled activities and delicious watermelon treats.

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