DSCR up to 8 units in Lynwood, CA

DSCR loan in Lynwood, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Lynwood, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Lynwood, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Lynwood, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Lynwood, CA real estate investors have you covered.

Investment Opportunities in Lynwood, CA

Benefits of DSCR Loan in Lynwood, California

A Debt Service Coverage Ratio (DSCR) loan offers numerous benefits for borrowers in Lynwood, California. This type of loan ensures that the property's income is adequate to cover the mortgage payments, lowering the risk for lenders. It provides more flexibility for investors, allows for higher loan amounts, and can lead to lower interest rates.

Lynwood, California, is a diverse city with a population of approximately 70,000 residents. The demographics of Lynwood include a mix of Hispanic, African American, and White communities. The city offers a range of amenities, including parks, schools, and a variety of local businesses that cater to its multicultural population.

The housing market in Lynwood is thriving, with a strong demand for both rental and ownership properties. The median home value in Lynwood is on the rise, making it an attractive location for real estate investment. The city's strategic location near Los Angeles and its easy access to major highways add to its appeal for homebuyers and investors alike.

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