DSCR up to 8 units in Lytle Creek, CA

DSCR loan in Lytle Creek, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Lytle Creek, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Lytle Creek, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Lytle Creek, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Lytle Creek, CA real estate investors have you covered.

Investment Opportunities in Lytle Creek, CA

Benefits of DSCR Loan in Lytle Creek, California

DSCR (Debt Service Coverage Ratio) loans provide numerous advantages for individuals looking to invest in real estate within Lytle Creek, California. These loans prioritize the property's income-generating potential over the borrower's credit, making them ideal for entrepreneurs and investors.

Demographically, Lytle Creek is a charming rural community located in the San Bernardino County. It has a small population of approximately 700 residents, offering a close-knit community feel with a suburban-rural mix. The area's serene atmosphere and proximity to nature make it an appealing location for those seeking a peaceful lifestyle.

In terms of the housing market, Lytle Creek is experiencing steady growth with a mix of historic homes, modern developments, and vacant land for new construction. The market is competitive, but the DSCR loans can provide the financial leverage needed to secure properties and capitalize on investment opportunities.

Main attractions in Lytle Creek include the stunning Lytle Creek Ranger Station, offering access to hiking trails, camping sites, and fishing spots. Additionally, the area is known for its picturesque scenery, including the breathtaking Lytle Creek Canyon, making it a haven for outdoor enthusiasts and nature lovers.

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