DSCR up to 8 units in Madera, CA

DSCR loan in Madera, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Madera, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Madera, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Madera, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Madera, CA real estate investors have you covered.

Investment Opportunities in Madera, CA

Benefits of DSCR Loan in Madera, California

DSCR loans provide a unique opportunity for real estate investors in Madera, California, offering lower interest rates and higher loan amounts compared to traditional mortgages. These loans are tailored for income-generating properties, helping investors maximize their cash flow and ROI.

Madera, California, boasts a diverse population with a mix of Hispanic, Caucasian, and Native American residents. The city's median household income is $48,429, making it an attractive location for real estate investment. The growing population and strong job market contribute to the city's economic stability.

The housing market in Madera, California, is experiencing steady growth, with a median home value of $261,800. The market offers a mix of single-family homes, condominiums, and apartments, catering to different investment strategies. With the city's strategic location and affordable housing options, investors can capitalize on the increasing demand for rental properties.

Main attractions in Madera include the Madera Wine Trail, known for its scenic vineyards and wine tastings, and the Madera County Historical Museum, showcasing the area's rich history. Outdoor enthusiasts can explore the nearby Sierra National Forest, offering hiking, camping, and fishing opportunities.

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