DSCR up to 8 units in Malakoff, TX

DSCR loan in Malakoff, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Malakoff, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Malakoff, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Malakoff, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Malakoff, TX real estate investors have you covered.

Investment Opportunities in Malakoff, TX

Benefits of DSCR Loan in Malakoff, Texas

DSCR loans in Malakoff, Texas offer various benefits that make them attractive financing options for real estate investments. One of the primary advantages is that they consider the property's income potential rather than just the borrower's credit score, making them ideal for investors with multiple properties looking to expand their portfolios.

Demographically, Malakoff, Texas is a charming small town with a population of around 2,300 residents. The town has a diverse community, with a mix of families, retirees, and young professionals. The cost of living in Malakoff is lower than the national average, making it an affordable place to live and invest in real estate.

In terms of the housing market, Malakoff offers a range of options for buyers, from historic homes in the downtown area to modern developments in the outskirts. The market is currently experiencing steady growth, with property values increasing year over year. This makes it an opportune time to invest in real estate in Malakoff.

Some of the main attractions in Malakoff include the scenic Cedar Creek Lake, which offers opportunities for boating, fishing, and lakeside relaxation. The town is also known for its friendly community atmosphere, local festivals, and charming downtown area with shops and restaurants.

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