DSCR up to 8 units in Manteca, CA

DSCR loan in Manteca, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Manteca, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Manteca, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Manteca, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Manteca, CA real estate investors have you covered.

Investment Opportunities in Manteca, CA

Benefits of DSCR Loan in Manteca, California

DSCR (Debt-Service Coverage Ratio) loans offer numerous benefits to prospective homebuyers in Manteca, California. These loans are known for providing a higher level of risk protection to lenders, making them more favorable to borrowers with varying financial backgrounds.

With a population of over 83,000 residents, Manteca is a vibrant city situated in the heart of California's Central Valley. The city boasts a diverse demographic mix, with a median age of 35 years, making it an attractive location for young professionals and families looking to settle down.

The housing market in Manteca is robust, offering a range of options from single-family homes to modern condominiums. The median home price in Manteca is $460,000, making it an affordable choice for those looking to invest in real estate or purchase their dream home.

Some of the main attractions in Manteca include the beautiful Oakwood Lake Resort, the family-friendly Dell'Osso Family Farm, and the historic Manteca Historical Society & Museum. These attractions cater to a wide range of interests, making Manteca a lively and engaging place to live.

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