DSCR up to 8 units in Marina, CA

DSCR loan in Marina, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Marina, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Marina, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Marina, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Marina, CA real estate investors have you covered.

Investment Opportunities in Marina, CA

Benefits of DSCR Loan in Marina, California

DSCR (Debt Service Coverage Ratio) loans offer several advantages for borrowers in Marina, California. These loans are ideal for real estate investors looking to finance income-producing properties. The primary benefit is that DSCR loans are based on the property's income rather than the borrower's credit score, making them accessible to a wider range of investors.

Demographically, Marina is a diverse and vibrant coastal city located in Monterey County, California. With a population of approximately 22,000 residents, the city enjoys a Mediterranean climate and a strong sense of community. Marina has a mix of young professionals, families, and retirees, creating a dynamic and inclusive atmosphere.

The housing market in Marina, California, is competitive yet offers opportunities for investment and homeownership. The city's real estate market has seen steady growth in property values, making it an attractive location for buyers and investors alike. With a variety of housing options ranging from single-family homes to waterfront condos, Marina offers something for every budget and preference.

Marina, California, boasts a range of main attractions that showcase its natural beauty and rich history. The city is home to Marina State Beach, a popular destination for sunbathing and surfing, as well as the Marina Dunes Preserve, a protected area ideal for hiking and wildlife spotting. Additionally, Marina offers easy access to nearby attractions such as Monterey Bay Aquarium and Cannery Row, adding to its appeal as a desirable place to live and visit.

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