DSCR up to 8 units in Martinez, CA

DSCR loan in Martinez, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Martinez, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Martinez, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Martinez, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Martinez, CA real estate investors have you covered.

Investment Opportunities in Martinez, CA

Benefits of DSCR Loan in Martinez, California

DSCR (Debt-Service Coverage Ratio) loans provide numerous benefits for investors and businesses in Martinez, California. These loans allow borrowers to finance income-producing properties without risking their personal finances, as the property itself serves as collateral.

Demographically, Martinez is a diverse city with a population of around 38,000 residents. The median household income is above the national average, making it an attractive location for real estate investment. The city boasts a mix of professionals, families, and retirees, creating a vibrant community.

The housing market in Martinez offers a range of opportunities for investors. With a mix of historic and modern properties, there is something for every investor's preference. The market has shown steady appreciation over the years, making it a stable and lucrative investment choice.

Main attractions in Martinez include the John Muir National Historic Site, where visitors can learn about the renowned naturalist. The city also offers picturesque waterfront views, hiking trails, and a variety of dining options, making it a desirable place to live and invest.

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