DSCR up to 8 units in Mc Caulley, TX

DSCR loan in Mc Caulley, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Mc Caulley, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Mc Caulley, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Mc Caulley, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Mc Caulley, TX real estate investors have you covered.

Investment Opportunities in Mc Caulley, TX

DSCR Loan Benefits in Mc Caulley, Texas

1. Benefits of DSCR Loan: A Debt-Service Coverage Ratio (DSCR) loan in Mc Caulley, Texas provides borrowers with an efficient way to finance their commercial real estate investments. These loans offer lower interest rates, longer repayment terms, and higher loan amounts compared to traditional loans, making them an attractive option for real estate investors.

2. Demographics: Mc Caulley, Texas, is a small town with a population of approximately 310 residents. The town has a tight-knit community feel, with a mix of families and retirees. The cost of living is relatively low, making it an affordable place to live.

3. Housing Market: The housing market in Mc Caulley is characterized by a mix of single-family homes and small apartment buildings. The real estate prices are stable, making it a good place for first-time homebuyers or investors looking to expand their portfolio. With the availability of DSCR loans, individuals have more flexibility in financing their real estate purchases.

4. Main Attractions: Despite its small size, Mc Caulley offers some charming attractions such as the Mc Caulley Cemetery, which holds historical significance for the town. Additionally, the town is surrounded by beautiful natural landscapes, providing outdoor enthusiasts with plenty of hiking and fishing opportunities.

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