DSCR up to 8 units in Mc Intosh, AL

DSCR loan in Mc Intosh, AL is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Mc Intosh, AL, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Mc Intosh, AL

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Mc Intosh, AL can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Mc Intosh, AL real estate investors have you covered.

Investment Opportunities in Mc Intosh, AL

DSCR Loan Benefits in Mc Intosh, Alabama

DSCR loans in Mc Intosh, Alabama offer several benefits to potential homeowners. These loans have a lower risk of default due to the debt service coverage ratio requirement, making them a safer option for lenders and borrowers alike. Additionally, DSCR loans often come with lower interest rates and longer repayment terms, making them more affordable for buyers in the Mc Intosh area.

Mc Intosh, Alabama, is a small but vibrant community with a population of around 1,700 residents. The town has a diverse demographic makeup, with a mix of families, young professionals, and retirees calling it home. The cost of living in Mc Intosh is relatively low compared to larger cities, making it an attractive option for those looking to settle down in a peaceful, rural setting.

The housing market in Mc Intosh, Alabama, is stable, offering a range of options from historic homes to new developments. The median home price in Mc Intosh is affordable, making homeownership attainable for many residents. The market has seen steady growth in recent years, with properties retaining their value well.

Some main attractions in Mc Intosh, Alabama, include the Mc Intosh Historic District, which showcases the town's rich history through its well-preserved architecture. Outdoor enthusiasts can enjoy the nearby Splinter Hill Bog Preserve, known for its unique plant and animal life. Additionally, the annual Mc Intosh Sawmill Festival brings the community together for a weekend of fun activities and entertainment.

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