DSCR up to 8 units in Miami, TX

DSCR loan in Miami, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Miami, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Miami, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Miami, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Miami, TX real estate investors have you covered.

Investment Opportunities in Miami, TX

Benefits of DSCR Loans in Miami, Texas

DSCR (Debt Service Coverage Ratio) loans have several benefits for individuals in Miami, Texas. These loans are ideal for real estate investors as they assess the property's income potential rather than the borrower's credit score.

Demographically, Miami, Texas, is a vibrant city with a diverse population. The city has a mix of young professionals, families, and retirees, creating a dynamic and inclusive community.

The housing market in Miami, Texas, is thriving, with a steady increase in property values over the past few years. DSCR loans have played a significant role in fueling this growth by providing investors with financing options tailored to their needs.

In addition to its booming real estate market, Miami, Texas, offers a range of attractions for residents and visitors alike. From beautiful parks and cultural events to a bustling dining scene, the city has something for everyone to enjoy.

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