DSCR up to 8 units in Midlothian, TX

DSCR loan in Midlothian, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Midlothian, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Midlothian, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Midlothian, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Midlothian, TX real estate investors have you covered.

Investment Opportunities in Midlothian, TX

DSCR Loan Benefits in Midlothian, Texas

Benefits of DSCR Loan: A Debt Service Coverage Ratio (DSCR) loan is advantageous for property investors in Midlothian, Texas, offering competitive interest rates, longer repayment terms, and the ability to finance larger real estate projects without putting personal credit at risk.

Demographics: Midlothian, Texas, is a diverse and growing community located in Ellis County. With a population of over 33,000 residents, the town enjoys a mix of young professionals, families, and retirees, creating a vibrant and welcoming atmosphere.

Housing Market: The housing market in Midlothian is thriving, with a combination of new construction developments and established neighborhoods. Home prices are competitive, offering a range of options from affordable starter homes to luxurious estates, making it an attractive market for both buyers and investors.

Main Attractions: Midlothian boasts a variety of attractions, including the scenic Twin Bridges Golf Club, the popular Midlothian Community Park, and the charming historic downtown area with unique shops and restaurants, providing residents and visitors with plenty of recreational and entertainment options.

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