DSCR up to 8 units in Midpines, CA

DSCR loan in Midpines, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Midpines, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Midpines, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Midpines, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Midpines, CA real estate investors have you covered.

Investment Opportunities in Midpines, CA

DSCR Loans in Midpines, California

DSCR (Debt-Service Coverage Ratio) loans offer several benefits for individuals in Midpines, California. These loans provide a more flexible underwriting process, lower down payment requirements, and are ideal for borrowers with strong credit but irregular income.

Midpines, California, has a diverse demographic profile with a mix of families, retirees, and young professionals. The town boasts a tight-knit community with access to good schools and services, making it an attractive place to settle down.

The housing market in Midpines is stable with a range of property options, from cozy cabins to spacious family homes. The area attracts buyers looking for affordable housing in a picturesque location, ideal for those seeking a tranquil setting close to nature.

As for attractions, Midpines offers proximity to the breathtaking Yosemite National Park, known for its stunning landscapes and outdoor recreational activities. Residents and visitors can also enjoy exploring the historic gold rush town of Mariposa and participating in local festivals and events.

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