DSCR up to 8 units in Minter, AL

DSCR loan in Minter, AL is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Minter, AL, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Minter, AL

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Minter, AL can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Minter, AL real estate investors have you covered.

Investment Opportunities in Minter, AL

Benefits of DSCR Loan in Minter, Alabama

DSCR (Debt Service Coverage Ratio) loans offer a range of benefits to borrowers in Minter, Alabama. These loans are ideal for real estate investors as they rely on property income to qualify, not personal income. This allows borrowers to expand their investment portfolios without overextending themselves.

Demographics

Minter, Alabama, is a small town with a population that values community and family. The majority of residents are working professionals and retirees seeking a peaceful yet connected lifestyle. The town’s demographic makeup contributes to its stable real estate market.

Housing Market

The housing market in Minter, Alabama, is characterized by affordable prices and steady appreciation. With the option of DSCR loans, investors can take advantage of the town's low property taxes and favorable rental market. This makes Minter an attractive location for those looking to grow their real estate investments.

Main Attractions

Despite its small size, Minter offers a range of attractions for residents and visitors. The town is known for its scenic parks, charming downtown area, and local festivals that celebrate its rich history and culture. Additionally, Minter’s proximity to outdoor activities like hiking and fishing makes it a desirable location for nature enthusiasts.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now