DSCR up to 8 units in Montalba, TX

DSCR loan in Montalba, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Montalba, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Montalba, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Montalba, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Montalba, TX real estate investors have you covered.

Investment Opportunities in Montalba, TX

Benefits of DSCR Loans in Montalba, Texas

DSCR (Debt Service Coverage Ratio) loans offer various benefits for potential homebuyers in Montalba, Texas. These loans are ideal for individuals looking to invest in rental properties as they prioritize the property's income-generating potential rather than the borrower's credit score.

Demographics: Montalba, Texas, is a small rural town with a tight-knit community. The population consists mainly of families and retirees seeking a peaceful yet connected lifestyle. The town offers a safe environment with access to quality schools and healthcare facilities.

Housing Market: Montalba's housing market presents a mix of historic properties and modern developments. The availability of DSCR loans has made it easier for investors to purchase rental properties, contributing to a steady housing market growth. The town's real estate prices are relatively affordable compared to neighboring areas.

Main Attractions: Despite its small size, Montalba boasts natural beauty with scenic parks and lakes, making it a haven for outdoor enthusiasts. The town's rich history is showcased through landmarks and cultural events, providing residents and visitors with a glimpse into its past.

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