DSCR up to 8 units in Montara, CA

DSCR loan in Montara, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Montara, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Montara, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Montara, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Montara, CA real estate investors have you covered.

Investment Opportunities in Montara, CA

DSCR Loan Benefits in Montara, California

DSCR (Debt Service Coverage Ratio) loans offer numerous benefits for residents in Montara, California. These loans provide a more flexible financing option with lower interest rates, ideal for those looking to invest in real estate or refinance existing properties. Additionally, DSCR loans consider the property's income potential rather than just the borrower's credit score, making them more accessible to a wider range of individuals.

Montara, located along the beautiful coast of California, boasts a diverse demographic profile. With a mix of young professionals, families, and retirees, the community is known for its welcoming atmosphere and strong sense of local pride. The town's population continues to grow steadily, attracting individuals seeking a peaceful coastal lifestyle.

The housing market in Montara is dynamic, offering a range of properties from cozy beachfront cottages to modern luxury homes. The demand for housing in Montara remains high due to its scenic views, proximity to San Francisco, and vibrant community. Home values have been appreciating steadily, making it an attractive location for both homeowners and real estate investors.

Montara is home to several main attractions that draw both residents and visitors alike. The stunning Montara State Beach, known for its surfing and hiking opportunities, provides a picturesque backdrop for outdoor enthusiasts. Additionally, the eclectic Montara Mountain Trail offers panoramic views of the Pacific Ocean and is perfect for a day of hiking and exploration.

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