DSCR up to 8 units in Monte Rio, CA

DSCR loan in Monte Rio, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Monte Rio, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Monte Rio, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Monte Rio, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Monte Rio, CA real estate investors have you covered.

Investment Opportunities in Monte Rio, CA

Benefits of DSCR Loan in Monte Rio, California

DSCR loans in Monte Rio offer various benefits including competitive interest rates, longer repayment terms, and easier qualification criteria compared to traditional loans. Borrowers can leverage these loans to invest in rental properties or expand their real estate portfolios.

Monte Rio, a charming rural town in Sonoma County, California, boasts a diverse demographic makeup with a mix of retirees, artists, and young families. The community is known for its artistic vibe, outdoor recreational opportunities, and welcoming atmosphere, making it an appealing place to live and invest in real estate.

The housing market in Monte Rio is characterized by a mix of historic cottages, waterfront properties, and modern homes. With the median home price below the county average, the town offers affordable real estate options for buyers and investors. The market is experiencing steady growth, making it a promising area for property appreciation.

Main attractions in Monte Rio include the Russian River, a popular spot for kayaking and canoeing, and the historic Rio Theatre, showcasing classic films and community events. The town also hosts the annual Monte Rio Variety Show, a beloved tradition that highlights local talent and fosters community spirit.

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