DSCR up to 8 units in Montgomery, AL

DSCR loan in Montgomery, AL is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Montgomery, AL, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Montgomery, AL

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Montgomery, AL can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Montgomery, AL real estate investors have you covered.

Investment Opportunities in Montgomery, AL

Benefits of DSCR Loan in Montgomery, Alabama

DSCR (Debt Service Coverage Ratio) loans offer numerous advantages to borrowers in Montgomery, Alabama. These loans are tailored for real estate investors and commercial property owners. The primary benefit is the focus on property income over personal credit scores, making it easier for investors to secure financing for their projects.

Demographically, Montgomery is a diverse city with a rich history. It is the capital of Alabama and is known for its cultural landmarks and vibrant community. The city has a mix of urban and suburban neighborhoods, offering something for everyone.

The housing market in Montgomery is stable and offers various opportunities for real estate investment. The city has a range of properties available, from historic homes to modern developments. The affordability of homes in Montgomery makes it an attractive option for both first-time homebuyers and seasoned investors.

Montgomery boasts several main attractions that draw visitors and residents alike. The city is home to the Rosa Parks Museum, the Civil Rights Memorial, beautiful parks like the Blount Cultural Park, and the vibrant Alley entertainment district. These attractions exemplify Montgomery's blend of history and modernity.

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