DSCR up to 8 units in Montgomery Creek, CA

DSCR loan in Montgomery Creek, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Montgomery Creek, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Montgomery Creek, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Montgomery Creek, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Montgomery Creek, CA real estate investors have you covered.

Investment Opportunities in Montgomery Creek, CA

Benefits of DSCR Loans in Montgomery Creek, California

DSCR loans, or Debt Service Coverage Ratio loans, offer numerous benefits to borrowers in Montgomery Creek. These loans are ideal for real estate investors and property owners as they provide a more comprehensive evaluation of the property's income potential.

Demographically, Montgomery Creek is a small community in California with a population that primarily consists of families and individuals seeking a quieter, more rural lifestyle. The area is known for its natural beauty and close-knit community.

When considering the housing market in Montgomery Creek, it is essential to note that the area offers a mix of single-family homes, ranch properties, and vacant land suitable for development. The housing market is stable, with steady growth in property values over the years.

Main attractions in Montgomery Creek include the picturesque Ahjumawi Lava Springs State Park, which offers unique hiking trails and stunning views of the surrounding landscape. Additionally, the nearby Shasta National Forest provides residents with ample opportunities for outdoor recreation and exploration.

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