DSCR up to 8 units in Moraga, CA

DSCR loan in Moraga, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Moraga, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Moraga, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Moraga, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Moraga, CA real estate investors have you covered.

Investment Opportunities in Moraga, CA

Benefits of DSCR Loan in Moraga, California

DSCR loans offer competitive interest rates and terms to investors, making it easier to finance income-producing properties in Moraga. These loans also provide flexibility in terms of repayment schedules, allowing borrowers to better manage their cash flow and investment returns.

In terms of demographics, Moraga, California, boasts a population with a median household income well above the national average, making it an attractive location for property investments. The town is characterized by a high standard of living and a strong sense of community.

The housing market in Moraga is stable and offers a mix of single-family homes and investment properties. With increasing demand from both residents and investors, property values have shown a steady appreciation over the years, making it a lucrative market for real estate investments.

Main Attractions in Moraga, California

Aside from its real estate appeal, Moraga is home to stunning natural beauty, with attractions like the Moraga Commons Park and the nearby Las Trampas Regional Wilderness offering residents and visitors ample opportunities for outdoor recreation and relaxation.

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