DSCR up to 8 units in Moreno Valley, CA

DSCR loan in Moreno Valley, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Moreno Valley, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Moreno Valley, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Moreno Valley, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Moreno Valley, CA real estate investors have you covered.

Investment Opportunities in Moreno Valley, CA

Benefits of a DSCR Loan in Moreno Valley, California

A Debt-Service Coverage Ratio (DSCR) loan offers many benefits for individuals looking to invest in real estate in Moreno Valley, California. One of the primary advantages is that this type of loan considers the property's income potential rather than relying solely on the borrower’s credit score.

Demographically, Moreno Valley is a diverse city in Riverside County, with a growing population that has been attracted by its relatively affordable housing options compared to neighboring areas. The city has a mix of various ethnicities and age groups, making it a dynamic and vibrant community.

The housing market in Moreno Valley is competitive yet offers opportunities for both homebuyers and investors. The median home price is relatively lower than in other parts of Southern California, making it an attractive location for those looking to purchase property or invest in rental homes.

Main attractions in Moreno Valley include the Box Springs Mountain Reserve, March Field Air Museum, and Lake Perris State Recreation Area. These outdoor recreational areas provide residents and visitors with opportunities for hiking, learning about aviation history, and enjoying water activities.

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