DSCR up to 8 units in Moss Beach, CA

DSCR loan in Moss Beach, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Moss Beach, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Moss Beach, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Moss Beach, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Moss Beach, CA real estate investors have you covered.

Investment Opportunities in Moss Beach, CA

Benefits of a DSCR Loan in Moss Beach, California

DSCR loans offer a lower risk to lenders as they focus on the property's ability to generate income to cover repayment, rather than relying solely on the borrower's creditworthiness. This can result in more favorable loan terms, higher loan amounts, and increased flexibility for borrowers in Moss Beach, California.

Demographics in Moss Beach show a community characterized by a mix of residents, including families, professionals, and retirees. The town's population enjoys a moderate climate year-round, making it an attractive place to live for those seeking a coastal lifestyle with access to nature and outdoor activities.

The housing market in Moss Beach features a range of property types, from cozy beachfront cottages to modern luxury homes. With a competitive market, home values have been steadily increasing, presenting opportunities for investment and homeownership. DSCR loans can provide a strategic financing option for individuals looking to purchase or refinance properties in this thriving market.

Main Attractions in Moss Beach, California:

  • Fitzgerald Marine Reserve: A popular spot for tidepooling and nature walks.
  • Mavericks Beach: Known for its massive waves and annual surfing competition.
  • Moss Beach Distillery: A historic restaurant with stunning ocean views and rumored ghost stories.

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