DSCR up to 8 units in Moulton, AL

DSCR loan in Moulton, AL is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Moulton, AL, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Moulton, AL

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Moulton, AL can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Moulton, AL real estate investors have you covered.

Investment Opportunities in Moulton, AL

Benefits of DSCR Loan in Moulton, Alabama

DSCR loans in Moulton, Alabama offer numerous benefits to both borrowers and lenders. These loans are based on the property's income and cash flow rather than the borrower's credit score, making them accessible to individuals with varying financial histories. This allows for increased flexibility and opportunity for real estate investments in the area.

Moulton, Alabama, a charming town in Lawrence County, has a diverse population with a mix of young families, retirees, and professionals. The town's affordable cost of living, good schools, and close-knit community make it an attractive place to live for people of all ages and backgrounds.

The housing market in Moulton is stable with a range of options available, from historic homes to new developments. The median home price is reasonable, making it an ideal location for first-time homebuyers or those looking to invest in rental properties. With the availability of DSCR loans, acquiring and maintaining real estate in Moulton is a viable and lucrative opportunity.

Some of the main attractions in Moulton include the Oakville Indian Mounds Education Center, the Bankhead National Forest, and the Jesse Owens Museum. These sites offer a mix of history, nature, and culture, providing residents and visitors with a variety of recreational and educational opportunities.

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