DSCR up to 8 units in Moulton, TX

DSCR loan in Moulton, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Moulton, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Moulton, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Moulton, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Moulton, TX real estate investors have you covered.

Investment Opportunities in Moulton, TX

Benefits of DSCR Loan in Moulton, Texas

A Debt-Service Coverage Ratio (DSCR) loan in Moulton, Texas is a beneficial financing option for real estate investors looking to purchase income-generating properties. One of the key advantages of a DSCR loan is that it considers the property's potential income rather than just the borrower's credit score, making it an attractive option for those with lower credit scores.

Demographically, Moulton, Texas, is a small town with a population of approximately 944 residents. The town has a rich history and a close-knit community. With a median household income of $44,545 and a median property value of $131,190, Moulton offers affordable living options for residents and investors alike.

In terms of the housing market, Moulton, Texas, presents opportunities for real estate investors due to its stable property values and growing rental demand. The median home price in Moulton is $104,000, making it an affordable market for first-time homebuyers and investors looking to generate rental income.

Some of the main attractions in Moulton include the historic Moulton Opera House, the beautiful City Park, and the annual Moulton Jamboree. These attractions showcase the town's culture and heritage, making it a charming place to live and invest in real estate.

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