DSCR up to 8 units in Mount Laguna, CA

DSCR loan in Mount Laguna, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Mount Laguna, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Mount Laguna, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Mount Laguna, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Mount Laguna, CA real estate investors have you covered.

Investment Opportunities in Mount Laguna, CA

Benefits of DSCR Loan in Mount Laguna, California

DSCR loans offer competitive interest rates and terms, making them a cost-effective financing option for real estate investments in Mount Laguna. Additionally, these loans are ideal for individuals with varying income streams or multiple rental properties, as they consider the property's income generation potential.

Mount Laguna, California, has a population of approximately 85 residents, providing a tight-knit community feel. The area boasts stunning natural beauty, with its location in the Cleveland National Forest offering numerous outdoor recreational activities such as hiking, biking, and camping.

The housing market in Mount Laguna is diverse, with a mix of single-family homes and vacation properties. The median home price in the area is around $350,000, making it an attractive option for primary residences or investment properties.

Main attractions in Mount Laguna include the Laguna Mountain Recreation Area, offering scenic viewpoints and trails for nature enthusiasts. The Pacific Crest Trail also runs through the area, providing opportunities for long-distance hikers and outdoor adventurers.

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