DSCR up to 8 units in Mount Shasta, CA

DSCR loan in Mount Shasta, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Mount Shasta, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Mount Shasta, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Mount Shasta, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Mount Shasta, CA real estate investors have you covered.

Investment Opportunities in Mount Shasta, CA

Benefits of DSCR Loan in Mount Shasta, California

Debt Service Coverage Ratio (DSCR) loans in Mount Shasta offer significant advantages to borrowers. This type of loan is particularly beneficial for real estate investors as it focuses more on property income rather than personal credit scores, making it easier to secure financing for investment properties.

Mount Shasta, California, boasts a diverse demographic profile with a blend of families, retirees, and outdoor enthusiasts. The town's population of around 3,500 residents enjoys a high quality of life, surrounded by picturesque natural landscapes, including the iconic Mount Shasta.

The housing market in Mount Shasta is dynamic, offering a mix of historic homes and new developments. The median home price is affordable compared to other California cities, making it an attractive location for first-time homebuyers and investors looking for rental properties with good potential for return on investment.

Aside from its housing market, Mount Shasta's main attractions include outdoor activities such as hiking, skiing, and fishing. The town is also home to spiritual retreats and wellness centers, drawing visitors seeking relaxation and rejuvenation in a serene mountain setting.

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