DSCR up to 8 units in Mountain Home, TX

DSCR loan in Mountain Home, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Mountain Home, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Mountain Home, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Mountain Home, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Mountain Home, TX real estate investors have you covered.

Investment Opportunities in Mountain Home, TX

Benefits of DSCR Loan in Mountain Home, Texas

DSCR (Debt Service Coverage Ratio) loans offer several advantages for borrowers in Mountain Home, Texas. These loans are ideal for investment properties as they provide financing based on the property's income rather than the borrower's credit score.

Demographically, Mountain Home is a small, tight-knit community located in Kerr County, Texas. With a population of around 1,200 residents, the area boasts a rural charm and a strong sense of community.

In terms of the housing market, Mountain Home offers diverse options, from spacious ranch-style homes to cozy cabins in the woods. The market is stable, with moderate home prices and a growing demand for properties due to the area's natural beauty and peaceful surroundings.

Main attractions in Mountain Home include the scenic Guadalupe River, which offers opportunities for fishing and water sports, as well as the nearby Lost Maples State Natural Area, known for its vibrant foliage in the fall.

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