DSCR up to 8 units in Mountain Ranch, CA

DSCR loan in Mountain Ranch, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Mountain Ranch, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Mountain Ranch, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Mountain Ranch, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Mountain Ranch, CA real estate investors have you covered.

Investment Opportunities in Mountain Ranch, CA

Benefits of DSCR Loans in Mountain Ranch, California

DSCR (Debt Service Coverage Ratio) loans offer numerous benefits for individuals in Mountain Ranch, California. These loans are ideal for real estate investments as they focus on the property's income potential rather than personal income. This can make it easier to secure financing for investment properties, allowing individuals to grow their real estate portfolios.

A notable benefit of DSCR loans is their flexibility in terms of qualification criteria. They typically have lower credit score requirements compared to traditional mortgages, making them accessible to a wider range of borrowers. Additionally, the loan terms are often more customizable, providing borrowers with options that suit their investment goals and financial situation.

Furthermore, DSCR loans can help investors in Mountain Ranch take advantage of the area's thriving housing market. With favorable interest rates and a steady demand for rental properties, investing in real estate in Mountain Ranch can offer a lucrative opportunity for growth and income generation.

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