DSCR up to 8 units in Muscle Shoals, AL

DSCR loan in Muscle Shoals, AL is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Muscle Shoals, AL, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Muscle Shoals, AL

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Muscle Shoals, AL can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Muscle Shoals, AL real estate investors have you covered.

Investment Opportunities in Muscle Shoals, AL

Benefits of DSCR Loan in Muscle Shoals, Alabama

DSCR loans provide a unique opportunity for investors in Muscle Shoals, Alabama, helping them to finance income-producing properties with a higher debt-service coverage ratio, which leads to lower risks and potentially higher returns compared to traditional mortgages.

Demographically, Muscle Shoals is a vibrant city with a population of approximately 14,000 residents. The city boasts a diverse community with a mix of young professionals, families, and retirees, creating a dynamic and welcoming environment.

In terms of the housing market, Muscle Shoals offers a range of options from historic homes with southern charm to modern developments. The market is stable, with steady appreciation rates, making it an attractive location for real estate investment.

Some of the main attractions in Muscle Shoals include the famous FAME Recording Studios, the Muscle Shoals Sound Studio, and the beautiful outdoor spaces like Spring Park and the Tennessee River, offering residents and visitors a mix of cultural and natural experiences.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now