DSCR up to 8 units in National City, CA

DSCR loan in National City, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in National City, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in National City, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in National City, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our National City, CA real estate investors have you covered.

Investment Opportunities in National City, CA

DSCR Loan Benefits in National City, California

DSCR (Debt Service Coverage Ratio) loans offer numerous benefits in National City, California. These loans provide a consistent and reliable source of financing for real estate investments, allowing borrowers to leverage their assets while maintaining financial stability. With competitive interest rates and flexible repayment terms, DSCR loans empower investors to fund their projects effectively.

National City, California, is a diverse and vibrant community with a population of over 59,000 residents. The city boasts a rich cultural heritage, with a blend of Hispanic and Filipino influences. The demographics include a mix of young professionals, families, and retirees, contributing to a dynamic and welcoming atmosphere.

The housing market in National City is robust, offering a range of affordable options for buyers and renters alike. With a median home value below the county average, the city presents opportunities for first-time homebuyers and real estate investors. The market is characterized by steady appreciation and high demand, making it an attractive location for property investment.

Some of the main attractions in National City include the Mile of Cars, a renowned auto dealership district offering a wide selection of vehicles. The city is also home to the National City Depot, a historic railway station that showcases the area's transportation heritage. Additionally, the Kimball Park hosts various community events and outdoor recreational activities, providing entertainment for residents and visitors alike.

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