DSCR up to 8 units in Natural Bridge, AL

DSCR loan in Natural Bridge, AL is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Natural Bridge, AL, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Natural Bridge, AL

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Natural Bridge, AL can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Natural Bridge, AL real estate investors have you covered.

Investment Opportunities in Natural Bridge, AL

Benefits of DSCR Loan in Natural Bridge, Alabama

DSCR (Debt Service Coverage Ratio) loans are beneficial for individuals and businesses in Natural Bridge, Alabama as they provide a way to secure financing based on the property's income rather than the borrower's credit score. This can be advantageous for those with lower credit scores or new businesses that may not qualify for traditional loans.

Natural Bridge, Alabama, is a small town with a tight-knit community and a low cost of living. The population is diverse, with a mix of families, young professionals, and retirees. The area offers a peaceful and scenic environment, making it an ideal location for those seeking a tranquil lifestyle.

The housing market in Natural Bridge is stable, with a range of affordable options available for buyers and renters. The average home price is below the national average, making it an attractive destination for first-time homebuyers or those looking to invest in rental properties. With the help of DSCR loans, individuals can take advantage of the affordable housing market in the area.

Some of the main attractions in Natural Bridge include the Natural Bridge Park, which features a stunning natural rock bridge and hiking trails, perfect for outdoor enthusiasts. The town also hosts annual events like the Natural Bridge Bluegrass Festival, bringing the community together and attracting visitors from neighboring areas.

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