DSCR up to 8 units in Neches, TX

DSCR loan in Neches, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Neches, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Neches, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Neches, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Neches, TX real estate investors have you covered.

Investment Opportunities in Neches, TX

Benefits of DSCR Loans in Neches, Texas

DSCR (Debt Service Coverage Ratio) loans offer numerous benefits for individuals in Neches, Texas. These loans are ideal for real estate investments as they provide favorable terms, lower interest rates, and longer repayment periods. Borrowers can leverage the property's income potential to secure financing, making it a popular choice for both residential and commercial property investors.

Demographics in Neches, Texas showcase a diverse community with a population that values a close-knit and friendly atmosphere. The town is known for its strong sense of community, where residents often participate in local events and support small businesses. Neches offers a mix of suburban and rural living, appealing to families and individuals seeking a peaceful yet vibrant environment.

The housing market in Neches, Texas is characterized by a range of housing options, including single-family homes, townhouses, and apartments. The market is relatively stable with moderate appreciation rates, making it an attractive location for homebuyers and real estate investors. Neches boasts affordable housing prices compared to nearby cities, providing an opportunity for individuals to own property in a desirable location.

Main attractions in Neches, Texas include picturesque parks, historical landmarks, and cultural venues. Residents and visitors alike can enjoy outdoor activities such as hiking, fishing, and camping in the surrounding natural areas. The town's rich history is showcased through museums and heritage sites, offering a glimpse into Neches' past. Additionally, Neches hosts various events and festivals throughout the year, bringing the community together in celebration.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now