DSCR up to 8 units in Newbury Park, CA

DSCR loan in Newbury Park, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Newbury Park, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Newbury Park, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Newbury Park, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Newbury Park, CA real estate investors have you covered.

Investment Opportunities in Newbury Park, CA

Benefits of a DSCR Loan in Newbury Park, California

A Debt Service Coverage Ratio (DSCR) loan in Newbury Park, California offers numerous advantages to borrowers. Often used in commercial real estate, a DSCR loan ensures that the property's income covers its operating expenses and debt payments, providing financial security and stability for the borrower.

Demographically, Newbury Park is a vibrant community located in Ventura County. The area boasts a diverse population, with a mix of young families, professionals, and retirees. Its proximity to Los Angeles makes it an attractive location for those seeking a suburban lifestyle with easy access to urban amenities.

In terms of the housing market, Newbury Park offers a range of options from single-family homes to luxurious estates. The market has been experiencing steady growth in recent years, with property values appreciating steadily. This makes it an ideal time to invest in real estate in Newbury Park.

Main attractions in Newbury Park include the stunning natural beauty of the Santa Monica Mountains, which offer hiking, biking, and horseback riding opportunities. Additionally, residents can enjoy shopping and dining at The Oaks mall or explore historic sites like Stagecoach Inn Museum.

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