DSCR up to 8 units in Nicolaus, CA

DSCR loan in Nicolaus, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Nicolaus, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Nicolaus, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Nicolaus, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Nicolaus, CA real estate investors have you covered.

Investment Opportunities in Nicolaus, CA

Benefits of a DSCR Loan in Nicolaus, California

DSCR (Debt Service Coverage Ratio) loans offer a range of benefits to borrowers in Nicolaus, California. One key advantage is that they are ideal for real estate investors as they focus more on the property's income potential than the borrower's credit score.

Demographically, Nicolaus is a small town located in Sutter County, California, with a population of approximately 2000 residents. The community is known for its tight-knit feel and friendly atmosphere, making it an attractive place to live for families and retirees alike.

In terms of the housing market, Nicolaus offers a mix of housing options, including single-family homes, ranch-style properties, and vacant land for development. The real estate market in Nicolaus has been stable in recent years, with moderate appreciation rates and a good balance of supply and demand.

Main attractions in Nicolaus include the scenic Feather River, which runs through the town, offering fishing and recreational opportunities. Additionally, the nearby Sutter National Wildlife Refuge provides hiking and bird-watching experiences for nature enthusiasts.

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