DSCR up to 8 units in North Houston, TX

DSCR loan in North Houston, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in North Houston, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in North Houston, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in North Houston, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our North Houston, TX real estate investors have you covered.

Investment Opportunities in North Houston, TX

DSCR Loan Benefits in North Houston, Texas

DSCR (Debt Service Coverage Ratio) loan is a popular financing option that provides various benefits to borrowers in North Houston, Texas. One significant advantage of a DSCR loan is that it helps investors finance their real estate ventures without solely relying on personal income. This type of loan considers the property's income potential, making it easier for borrowers to qualify for larger loan amounts.

Demographically, North Houston is a diverse region with a growing population and a strong job market. The area attracts a mix of residents from different backgrounds, creating a vibrant community. The availability of job opportunities in sectors like oil and gas, healthcare, and technology contributes to the region's economic stability.

In terms of the housing market, North Houston offers a range of options from affordable starter homes to luxury estates. The market is dynamic, with homes appreciating steadily over time. The presence of major employers, good schools, and access to amenities makes North Houston an attractive location for homebuyers and investors alike.

Some of the main attractions in North Houston include The Woodlands, a master-planned community known for its shopping, dining, and outdoor recreational activities. The region is also home to the Sam Houston National Forest, providing residents with opportunities for hiking, fishing, and camping. Additionally, North Houston boasts cultural attractions like the Cynthia Woods Mitchell Pavilion, a popular outdoor amphitheater for concerts and events.

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