DSCR up to 8 units in O Neals, CA

DSCR loan in O Neals, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in O Neals, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in O Neals, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in O Neals, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our O Neals, CA real estate investors have you covered.

Investment Opportunities in O Neals, CA

Benefits of DSCR Loans in O'Neals, California

DSCR loans, or Debt Service Coverage Ratio loans, offer numerous benefits for borrowers in O'Neals, California. These loans provide a more accurate assessment of the borrower's ability to repay debt, making them a safer option for lenders.

Demographically, O'Neals is a small community located in Madera County, with a population of around 600 residents. The town has a rural feel, perfect for those seeking a peaceful and close-knit community to call home.

When it comes to the housing market in O'Neals, properties are typically more affordable compared to neighboring cities. This makes it an attractive option for first-time homebuyers or those looking to invest in real estate.

O'Neals may be small, but it is rich in natural beauty and outdoor recreational opportunities. Residents and visitors can enjoy hiking and exploring the nearby Sierra National Forest, as well as visiting attractions such as the Fresno Flats Historical Park.

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