DSCR up to 8 units in Oak Run, CA

DSCR loan in Oak Run, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Oak Run, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Oak Run, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Oak Run, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Oak Run, CA real estate investors have you covered.

Investment Opportunities in Oak Run, CA

Benefits of DSCR Loan in Oak Run, California

DSCR (Debt Service Coverage Ratio) loans offer several advantages for property buyers in Oak Run, California. These loans are ideal for investors as they consider the property's income potential rather than personal income for approval, making it easier to qualify even with existing mortgages.

Demographics: Oak Run, California, is a charming rural community with a population of approximately 1,000 residents. The area attracts nature lovers and outdoor enthusiasts due to its proximity to Whiskeytown National Recreation Area and Shasta-Trinity National Forest.

Housing Market: Oak Run's real estate market is characterized by a mix of single-family homes and large acreage properties. The market is relatively stable, offering a variety of housing options for both primary residents and investors looking for rental income opportunities.

Main Attractions: In addition to its natural beauty, Oak Run offers recreational activities such as fishing, hiking, and boating. Residents and visitors can also enjoy local events like the annual Oak Run Rodeo and the Fourth of July parade, fostering a strong sense of community.

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