DSCR up to 8 units in Oakhurst, TX

DSCR loan in Oakhurst, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Oakhurst, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Oakhurst, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Oakhurst, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Oakhurst, TX real estate investors have you covered.

Investment Opportunities in Oakhurst, TX

Benefits of DSCR Loan in Oakhurst, Texas

DSCR (Debt Service Coverage Ratio) loans in Oakhurst, Texas offer numerous advantages for potential home buyers. These loans are ideal for investors looking to purchase income-generating properties as they focus on the property's ability to generate income to cover the loan payments. This means investors can secure financing without solely relying on personal income, making it easier to invest in real estate.

Oakhurst, Texas, located in San Jacinto County, has a diverse population with a mix of families, professionals, and retirees. The town boasts a tight-knit community feel and a lower cost of living compared to larger cities, making it an attractive option for those seeking a quieter, more affordable lifestyle.

The housing market in Oakhurst is stable, with a range of property options including single-family homes, ranch-style properties, and investment opportunities. The median home price is affordable, allowing more individuals to become homeowners. With the help of DSCR loans, buyers can leverage their investments and take advantage of the competitive housing market.

Oakhurst is surrounded by natural beauty, offering residents and visitors a chance to explore the Sam Houston National Forest, Lake Livingston, and other outdoor attractions. The town also has local shops, restaurants, and community events that showcase its charm and hospitality.

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