DSCR up to 8 units in Occidental, CA

DSCR loan in Occidental, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Occidental, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Occidental, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Occidental, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Occidental, CA real estate investors have you covered.

Investment Opportunities in Occidental, CA

Benefits of DSCR Loan in Occidental, California

DSCR loans provide a higher chance of approval for borrowers with lower credit scores or higher debt-to-income ratios. This can be especially beneficial for first-time homebuyers or self-employed individuals who may not meet traditional financing criteria.

Occidental, California, is a charming town located in Sonoma County with a population of around 1,115 residents. The community is known for its artistic flair, featuring galleries, shops, and the Occidental Arts and Ecology Center.

The housing market in Occidental offers a mix of historic homes, modern builds, and expansive properties. With a median home value of $743,000, the area attracts those seeking a peaceful retreat close to nature while still being within reach of urban amenities in nearby cities like Santa Rosa.

Main attractions in Occidental include the stunning redwood forests of Armstrong Redwoods State Natural Reserve, the popular Occidental Farmers Market, and the vibrant annual events like the Occidental Fool's Parade.

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