DSCR up to 8 units in Olema, CA

DSCR loan in Olema, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Olema, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Olema, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Olema, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Olema, CA real estate investors have you covered.

Investment Opportunities in Olema, CA

Benefits of a DSCR Loan in Olema, California

DSCR loans in Olema, California offer numerous advantages for borrowers. One significant benefit is the Debt Service Coverage Ratio, which helps lenders assess the borrower's ability to cover loan payments. This ratio provides a more accurate picture of the borrower's financial health, increasing the likelihood of loan approval.

Demographics in Olema, California show a diverse community with a mix of residents from different backgrounds. The population consists of families, young professionals, and retirees, creating a vibrant and inclusive atmosphere. The town's proximity to urban centers like San Francisco attracts individuals seeking a more relaxed lifestyle without sacrificing access to city amenities.

The housing market in Olema, California is competitive yet offers a range of options for potential buyers. From charming historic homes to modern developments, there is something for every taste. The market has seen steady growth in property values, making it a sound investment opportunity for those looking to establish roots in this picturesque coastal town.

Main attractions in Olema, California include the breathtaking Point Reyes National Seashore, known for its stunning views and diverse wildlife. The town also boasts quaint shops, farm-to-table dining experiences, and outdoor activities like hiking and birdwatching. Whether you're a nature enthusiast or a foodie, Olema has something for everyone to enjoy.

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