DSCR up to 8 units in Opelika, AL

DSCR loan in Opelika, AL is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Opelika, AL, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Opelika, AL

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Opelika, AL can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Opelika, AL real estate investors have you covered.

Investment Opportunities in Opelika, AL

DSCR Loan Benefits in Opelika, Alabama

DSCR (Debt Service Coverage Ratio) loans offer numerous benefits to borrowers in Opelika, Alabama. These loans provide a reliable way for individuals and businesses to secure financing for real estate investments. With competitive interest rates and flexible terms, DSCR loans help borrowers manage their debt obligations while maintaining healthy cash flow.

Opelika, Alabama, is a diverse and growing community with a population that reflects a mix of ages, backgrounds, and lifestyles. The city's demographics showcase a vibrant and welcoming environment for residents and businesses alike. With a strong sense of community and opportunities for growth, Opelika is an attractive location for those seeking a balance between urban amenities and small-town charm.

The housing market in Opelika, Alabama, is robust and dynamic, offering a range of options for buyers and investors. From historic homes to modern developments, the city's real estate landscape caters to varying preferences and budgets. With steady appreciation rates and a strong rental market, Opelika presents an excellent opportunity for individuals looking to buy, sell, or invest in property.

Opelika, Alabama, boasts a variety of main attractions that appeal to residents and visitors alike. From vibrant downtown shops and restaurants to picturesque parks and outdoor recreational areas, the city offers a diverse array of activities and amenities. With a rich cultural heritage and a thriving arts scene, Opelika provides a high quality of life for those who call it home.

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