DSCR up to 8 units in Orangevale, CA

DSCR loan in Orangevale, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Orangevale, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Orangevale, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Orangevale, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Orangevale, CA real estate investors have you covered.

Investment Opportunities in Orangevale, CA

DSCR Loan Benefits in Orangevale, California

DSCR loans in Orangevale offer numerous benefits to borrowers. One of the key advantages is the Debt Service Coverage Ratio (DSCR) requirements, which ensure that borrowers have sufficient income to cover their mortgage payments. This reduces the risk for lenders and increases the chances of loan approval.

Orangevale, California, is a vibrant community with a diverse population. The demographics include a mix of families, young professionals, and retirees. The town boasts a strong sense of community pride and is known for its excellent schools, making it an attractive place for families to settle down.

The housing market in Orangevale is robust, with a variety of properties available to suit different preferences and budgets. The market is characterized by stable home values and a growing demand for housing. Whether you are looking for a spacious family home or a cozy apartment, Orangevale has something for everyone.

Some of the main attractions in Orangevale include the beautiful American River Parkway, perfect for outdoor activities such as hiking and biking. The community also hosts various events throughout the year, including farmers markets and cultural festivals, providing residents with entertainment options.

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