DSCR up to 8 units in Orinda, CA

DSCR loan in Orinda, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Orinda, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Orinda, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Orinda, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Orinda, CA real estate investors have you covered.

Investment Opportunities in Orinda, CA

Benefits of DSCR Loan in Orinda, California

DSCR loans offer numerous benefits to borrowers in Orinda, California. These loans are ideal for real estate investors looking to finance income-producing properties. One major advantage is that lenders primarily focus on the property's ability to generate income rather than the borrower's credit score.

Demographically, Orinda is known for its affluent community with a median household income above the national average. The city boasts a highly educated population with a range of professionals, including tech industry workers and finance executives.

The housing market in Orinda is robust, with a mix of luxury properties, single-family homes, and spacious estates. Despite being a competitive market, Orinda offers excellent investment opportunities due to its high property values and strong rental demand.

Orinda, California, features several main attractions, including the historic Orinda Theatre, hosting a variety of movies and events. Outdoor enthusiasts can explore the nearby Tilden Regional Park for hiking trails and scenic views. Additionally, residents enjoy easy access to San Francisco and other Bay Area destinations.

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